When you go over your budget..don't actually go OVER it.
A part of me is dreading sharing our finances this month...because we didn't do well, though my husband likes to remind me we didn't do poorly when we look at the BIGGER picture. I'm not very good at looking that the BIGGER picture, though, and tend to fixate on that stupid Beast of Debt Monster, the sum and total of our ongoing repayment for past borrowing (and in many cases silliness). Okay, now I'm being judgey, and that's not a help part of the budgeting process. I didn't know, made financial explorations, and now repay them, in full, with interest.
Last month we owed $31,519.
Here's where we currently sit:
In the Great White North my National Student Loan is now sitting at $21,755.74.
My BC Student Loan, meanwhile, is now at $6331.51.
In the States the student loan is now $1613.
Kind-of-okay but not-really-that-great so far, eh?
Aaaaand, the credit card is unchanged at $1500.
Our new debt total is $31,200.25...not so different from the month before.
Squirrel and Nest offers one-on-one and small group financial counseling services that aim to give individuals the knowledge and independence they need to get their financial lives in great shape.